- ANDREY ANDREYEVITCH SHIPUCHIN, Chairman of the N—— Joint Stock
- Bank, a middle-aged man, with a monocle
- TATIANA ALEXEYEVNA, his wife, aged 25
- KUSMA NICOLAIEVITCH KHIRIN, the bank’s aged book-keeper
- NASTASYA FYODOROVNA MERCHUTKINA, an old woman wearing an old-fashioned
cloak
- DIRECTORS OF THE BANK
- EMPLOYEES OF THE BANK
The action takes place at the Bank